Michael K. Kuhns II serves as Commercial Lending Officer at Chain Bridge Bank, N.A. Previously, he served as Senior Portfolio Manager and Vice President at Sandy Spring Bank in Reston, Virginia. His responsibilities included facilitating underwriting for commercial lenders, managing covenant compliance for commercial loan portfolios, and providing guidance on complex underwriting issues. Mr. Kuhns' experience spans over two decades in the banking industry, with expertise in commercial lending, credit analysis, and portfolio management. He holds a Bachelor of Science in Management from James Madison University's College of Business and has completed the American Bankers Association's National Commercial Lending School.