Business Credit Card

This card does not require collateral. It offers a traditional credit limit based on approval and financial position. It can be a good match for businesses that have documented credit history.

Shared Features 

• Employee cards with spending controls.
• Interest rate derived from the U.S. prime rate.
• Online tools for tracking expenses and payments.
• Fraud monitoring.

This card uses your deposit account as collateral. You retain full access to your funds while establishing or strengthening your business credit. Organizations without borrowing capacity or traditional finances such as political campaigns or startup businesses are better suited for this card.

• No financials required for credit limit requests under $100,000.
• Deposit servicing for the 110% required cash collateral, with the 10% overage covering potential interest, late fees, and over-the-limit transactions.
• Lower annual percentage rate than our unsecured credit cards.