OWNER-OCCUPIED COMMERCIAL MORTGAGES
An organization or business at a certain point grows enough where it is ready to purchase its own space and stop paying rent. There are many potential advantages to purchasing a building for owner-occupied commercial uses, including asset appreciation, control of overhead costs, and favorable tax treatment. Chain Bridge Bank, N.A. offers:
- Conventional financing up to 80% loan-to-value
- Medical office financing up to 85% loan-to-value
- Small Business Administration (SBA) financing up to 90% loan-to-value
- Purchase, refinance, and cash-out refinance
- Fixed, variable, and floating rate options
- 5, 10, and 15-year terms with amortization up to 25 years
INVESTMENT PROPERTY
Investment property can provide the the client with an added income stream and an appreciating asset. For those looking for a loan to purchase commercial investment property, Chain Bridge Bank, N.A. offers lending for office, industrial, retail, mixed used, residential, multi-family and special use purposes. The Bank offers lending with:
- Purchase and refinancing purposes
- Fixed, variable, and floating rate options
- Financing up to 80% loan-to-value
- 5, 10, and 15-year terms with amortization up to 25 years